Loan & payback calculator

Before you borrow lakhs to go abroad, work out how long it will take to pay back. Enter your own numbers — nothing is saved or sent anywhere.

Before you borrow

• Government (G2G) routes like Korea EPS cost far less than private routes — check them first.
• Borrow from a bank or cooperative rather than an informal lender where you can; ask for the rate per month and per year in writing.
• Count months with no work: training, waiting for the first salary, and gaps between contracts.
• Use our country guides for real minimum wages, not the salary an agent promises.